Obtaining independent financial advice in today’s complex financial world is more important than ever.

The Insurance Surgery can put you in touch with specialists for advice in areas such as inheritance planning, equity release, investment portfolios, pensions or mortgages.

Inheritance planning

With the rapid increase in property prices over the last ten years more people’s estates will be subject to inheritance tax when they die. Have you taken all the steps possible to ensure your estate is tax efficient?

Equity release

Are you asset rich but income poor?

Have you considered using the value ‘trapped’ in your house to boost your income?

Investment portfolios

Are you receiving a fair return on your savings?

Are they tax efficient?

Are you taking too much risk?

Are you taking enough risk?

Pensions

Have you made adequate provision for your retirement?

Are you confused regarding the recent legislation changes?

Mortgages

Is your current rate competitive?

Would a fixed rate be good for you?

Is your endowment policy showing a shortfall?

Have you struggled to obtain a mortgage?

To obtain answers to all these questions simply ask The Insurance Surgery to put you in touch with a specialist in your particular field of interest.