The information below relates to patients affected by lung cancer. Please bear in mind that The Insurance Surgery is also happy to assist your family and friends and will make a donation to the Foundation for all new policies.

Unfortunately if you have suffered from lung cancer and are applying for life insurance you will almost certainly have to wait for a reasonable period -typically five years - after all treatment has finished before you will be considered for life insurance.

Different insurance companies look at lung cancer in different ways. Some insurers will refuse cover to all lung cancer sufferers while others take a more sympathetic view. So how do you know which ones to apply to?

By using the services of The Insurance Surgery you will increase your chances of obtaining competitive cover. The Insurance Surgery has specialised in obtaining life insurance for clients with illnesses since 1999.

The Insurance Surgery is a completely independent company that has researched the whole marketplace to find out which insurance companies offer the most competitive cover for clients with cancer. Using their years of experience and contacts with senior medical underwriters they will be able to advise whether they think obtaining cover will be possible and how much the cover is likely to cost.

Once you apply to The Insurance Surgery you will receive the following benefits:

• Price guarantee - guarantees you the best rate! (see their website for more detail)
• Independent - they are NOT limited to a panel of insurers
• Extensive knowledge of medical underwriting
• Personal service - you have one customer service executive assigned to your case
• Single application form – you only ever need to complete one application form
• They will keep you fully informed throughout the process
• They have access to specialist companies and techniques that may offer cover when the main insurers cannot

Case Studies

Paul, who suffers from MS, approached The Insurance Surgery as he had been declined cover by Legal & General and received a quotation from Norwich Union that was too expensive. The Insurance Surgery obtained £50,000 of cover at a cost that Paul could afford.

Miss Brown, who has diabetes, had been declined by Norwich Union when she approached The Insurance Surgery for £100,000 of cover. The Insurance Surgery secured her insurance for a premium of £35pm.

Terry, approached The Insurance Surgery as he had been declined life insurance by all the insurance companies he had approached. The Insurance Surgery obtained him nearly £140,000 of cover for the premium of £26.29 pm.

To apply for life insurance please click the life insurance