The Insurance Surgery is happy to assist any supporter of The Roy Castle Lung Cancer Foundation and will make a donation to the Foundation for all new policies.

However, the information below relates to patients affected by lung cancer.

If you have suffered from lung cancer, or any other illness, obtaining suitable travel insurance is an absolute must.

When you book a holiday it is not unusual for the travel insurance to be bought at the same time or even included within the holiday price. MAKE SURE YOU KNOW WHAT YOU ARE BUYING!

In many instances pre-existing medical conditions are excluded from the travel insurance policy. It is therefore vital that you disclose your cancer and any other conditions to the insurance company involved.

What happens when I disclose my medical condition?

There are various scenarios that may occur including:

• The insurance company may offer full cover at no extra cost
• They may offer full cover with an additional cost
• They may offer full cover with an additional excess
• They may exclude the pre-existing condition

What can happen if my cancer isn’t declared or covered?

If you become ill while on holiday the insurance company can legitimately refuse to meet any of your medical or other expenses. If you have required a hospital stay these expenses could quite easily run into £’000s.

How can The Insurance Surgery help?

The Insurance Surgery has researched the travel insurance market and selected a panel of travel insurers who offer cover to clients with pre-existing conditions at highly competitive prices.

We would suggest clicking on the button above to see which companies The Insurance Surgery recommend for your personal circumstances. You can then obtain quotes either by phone or online.